Advanced DSCR & Cash Flow Calculator

Property & Income

Purchase Price

Gross Monthly Rent

Annual Taxes

Annual Insurance

Monthly HOA

1st Mortgage

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Down Payment %

Interest Rate % GET RATES

Amortization (Yrs)

Loan Term (Yrs)

Interest Only?

Subordinate Debt

Stack multiple liens

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Advanced Opex

Global DSCR (Rent / PITIA)

1.25 PASS

Includes all subordinate debt layers

Net Monthly Cash Flow

$450

Annual Cash on Cash

8.2%

Loan Structure PURCHASE

1st Mtg Bal (80%): $400k

Sub. Debt Bal (10%): $50k

Total Payment: $2,800

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Cash Flow Stack

Gross Rent $0

Vacancy Loss -$0

Effective Gross Income $0

Operating Expenses -$0

Net Operating Income (NOI) $0

Total Debt Service -$0

Net Cash Flow $0

Stress Test

Breakeven Occupancy 0%

Min Rent for DSCR 1.0

To cover all debt & hard expenses

Rent for DSCR 1.25

Target for easy financing

Investor DSCR (NOI/Debt): 1.10